Professional Mortgage Advice

Unoccupied home insurance

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Unoccupied house insurance will provide cover you when your property is empty for longer than your regular policy will allow. Standard home insurance only insures you if your home is empty for up to 30 or 60 days, depending on the terms. And if anything happens outside this period you may find you're not covered.

Unoccupied home insurance policies do vary, but you can generally expect to find the following features:

Buildings Cover for both Unoccupied Properties and Rentals

We specialise in buildings cover for unoccupied properties and rentals.
Unoccupied properties require specialist knowledge and bespoke cover to insure, my can cover your home during long periods where it is unoccupied.